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By: ARLnow.com

July 24, 2017

Clarendon Animal Care, an ARLnow.com client, is expanding its space and hiring more staff.

The clinic’s physical size is increasing by 70 percent as it expands into a former sign shop next door. It will increase from three to five exam rooms, there will be a larger reception area and there will also be roomier treatment spaces. The center is also adding a fifth veterinarian to the clinic.

Dr. Natasha Ungerer, one of the owners of Clarendon Animal Care, credits the staff’s love for their work along with their positivity as the reasons for the clinic’s success. It was these qualities that helped the center to grow its business and prompted the need for the expansion.

The veterinary clinic has been running a sponsored, biweekly column with ARLnow since February 2015, just one month after the clinic officially opened. The column is written by Ungerer and clinic co-owner Dr. Kayleen Gloor.

“The article is fun for us to write,” said Ungerer. “We aim to write about topics we as pet owners would want to learn about, or have a quick refresher on, but we also love getting topic suggestions.”

Since opening the center and starting the column, the clinic has learned that Arlingtonians are even more dedicated to their pets’ health than they first imagined.

“[This] facilitates us doing our job well and investing ourselves in our patients’ care,” said Ungerer.

Looking for a hassle-free way to invest your hard-earned money? A Lafayette Federal Certificate is the perfect way to increase your savings with little risk and effort. Simply deposit your money into a certificate, choose from several term options, and watch your savings GROW. With a competitive rate Lafayette Federal certificate, you can rest assured you’re earning top-dollar!

A Lafayette Federal Certificate is a great investment option with many benefits:
• Rates as high as 2.01% APY**
• Fixed-rate terms
• Variable-rate terms
• Funds insured by NCUA

Visit www.lfcu.org/certificate today to get started!

*Must establish membership with Lafayette Federal Credit Union. $50.00 minimum balance required to open a variable-rate certificate; $500.00 minimum balance required to open a fixed-rate certificate. $50.00 minimum balance required to open and earn 0.10% APY** on LFCU share savings account balances. $5.00 minimum balance required to open and earn 0.025% APY** on LFCU checking account balances. **APY=Annual Percentage Yield. Rates effective July 1, 2017. Your savings are federally insured to at least $250,000 by the National Credit Union Administration, an agency of the U.S. government.

By: Lafayette Federal Credit Union

June 30, 2017

FOR A LIMITED TIME, we’ll pay up to three months of your electric bill* when you obtain a mortgage or refinance program with Lafayette Federal!

The hot summer months are typically an excellent time for buyers in search of their ideal home. Sellers who missed out on the spring homebuying frenzy are often willing to compromise on price and other terms, and competition from other buyers may be sparse due to the hustle and bustle of summertime distractions.

We provide all of our members with professional guidance throughout the homebuying process, and a comprehensive mortgage portfolio including:

• Rates as low as 2.998% APR***
• First-time homebuyer program
• Financing available throughout the United States
• Adjustable rate Equity Builder Mortgage with low, historically stable rates

Whether purchasing or refinancing, take advantage of this unique offer today! Apply online at www.lfcu.org/power and enter promo code POWER2017.

*Lafayette Federal will provide 2 Lafayette Federal Mastercard® gift cards for the total amount of $600.00. Gift cards will be mailed after successful funding of loan. Offer ends August 31, 2017. Second Trust mortgage loans (Term & HELOC) and refinances of existing Lafayette Federal mortgage loans are excluded from offer. Subject to credit approval. Must be eligible for membership. $50 minimum balance required to open and earn 0.10% APY** on Lafayette Federal share savings account balances. $5 minimum balance required to open and earn 0.025% APY** on Lafayette Federal checking account balances. **APY=Annual Percentage Yield. Rates current as of 6/1/17. Your savings are federally insured to at least $250,000 by the National Credit Union Administration, an agency of the U.S. government. Must apply for a mortgage or refinance before promotional period ends. Contact a Lafayette Federal representative for loan details and restrictions. ***APR = Annual Percentage Rate. Advertised rate is based on First Trust Mortgage Loan with a rate that can increase or decrease annually. Other programs and loan options available. NMLS #740025 and #189814 .

By: Step Up Services Inc

June 18, 2017

It’s time for a new home improvement project. For whatever reason:

The family is growing and a new addition is needed!

* It about time we added a porch to the house! And Give me my master bath a Jacuzzi! while you are at it!

* We finally want to reward ourselves with a master suite now that the kids are gone!

* Well the young one just graduated and is moving back in for 2 years. Ouch! We forgot to tell him/her we converted the room to an office… now we need to make sure he / her stays out of our way!

* It finally occurred to us to convert that huge attic space above the garage into a usable room for the kids playroom or a spare guest room.

* I have repaired my HVAC system for the darn last time and it is about time to get a replacement!

* I bought a house but I also want to rent part of it to help me pay my mortgage!

* We are considering a house and want to consider and decide on the best upgrades before we make a decision to buy or not.

* I have some disposable income, save me from taxes! Is a real estate investment really a great option?

There is a lot of Home Improvement information available all around you, in some cases too much information, However, how do you get information specific to your specific project need or idea?

For less than 1% of the costs of the sample projects listed from Zillow.com, Step Up Project Consulting provides a professional, efficient, easy and cost effective solution to get all your project idea questions like those above answered, from the simple to the not so simple questions for your proposed project.

You will get answers to help you make the right decision and the immediate next steps on your project idea. We will help you decide if you want to proceed with the project at all, how best to proceed, either as a DIY project or if you are better served to hire in a Contractor. Whichever method you choose, Step Up Project Consulting will provide you with information, and Pros and Cons on the options.

​Most importantly Step Up Project Consulting will do these two things that are unique to our service:

1. We will provide you unbiased information on your project from BOTH the design and construction perspective, not one or the other which is typical from either a Contractor or an Architect. We will also provide you information regards government regulations that may or may not affect your project.

2. We will NOT push ANY additional service beyond our Project Consultancy Service unless you specifically make that request. This is the KEY to this service, the goal is to provide you the necessary information you need for your specific project without having ANY interest in how you choose to proceed. BUT also ensuring you have the right information to proceed. Our goal is to save you time and money and help you keep as much of it as possible!

Visit our website below to get started and get in touch with us!
https://www.stepupservicesinc.com/services

By: Orange Line Living

June 12, 2017

Home Buying Class in Arlington Exclusive Guarantees:
• 12-month home buy-back guarantee
• Food and drinks provided
• AND the first 3 to attend will receive a Roku Express!
• Saturday Exclusive: Mortgages and Mimosas! (Event is 21+, proper ID required)
The event is hosted by best-selling author and top nationally-ranked real estate agent Dan Lesniak, author of The HyperLocal HyperFast Real Estate Agent. Dan and his team have developed a special process that has allowed them to help over one thousand local families buy or sell their home.
Details
• When: June 19th from 6-8pm; Saturday June 24th from 11a-1pm; Tuesday June 27th from 6-8 pm; Monday, July 10th from 6-8pm; Monday July 19th from 6-8pm.
• Where: Orange Line Living, 1600 Wilson Blvd, Suite 101, Arlington, VA 22209
• Cost: Free
• Parking: Validated Parking or Street Parking
• Food: Appetizers and Drinks
• Contact: [email protected] or call 571-969-7653

To register, head over to arlingtonhomebuyerclass.com. There are only 18 seats available per session so register today!
What You Will Learn in Home Buyer Class
• 1st time home buyer programs
• How to qualify for your first home
• National mortgage loan programs
• Local mortgage loan programs
• Real estate acronyms and vocabulary you will encounter
• Home purchasing timeline
• Tax incentives for homeowners
• How to find off-market properties
• Credit tips to ensure you get the best financing rates
• Questions and Answers: Come with questions, we will answer them!

By: Step Up Services Inc.

June 4, 2017

Dear Arlingtonians! You have already gotten your Home Improvement 1.0 class completed on your own by browsing and reading information from the internet and other sources. BUT! Is that enough to make an informed decision? Probably not! This is where Step Up Services Home Improvement 2.0 comes in. Step Up Services will help you get that necessary information you need to make the right decision.

So you have a project in mind, life is constantly changing and so are your needs. Your home however is not changing as your life changes and you are finally considering making some changes to the home to keep up with your changing life. Simple, right? It should be! It’s time for a new home improvement project.

For whatever reason:

• The family is growing and a new addition is needed!
• It about time we added a porch to the house!
• We finally want to reward ourselves with a master suite now that the kids are gone!
• The young one just graduated and is moving back in for 2 years. Ouch! We forgot to mention we converted the room to an office… need to fix that!
• Can we convert the huge attic space into a playroom room for the kids or a spare guest room?
• I bought a house but I also want to rent out part of it to help me pay my mortgage!
• We are considering a house and want to consider the best upgrades before we make a decision.
• We are looking for a house and want to decide between a fixer upper or a move in ready house.

There is a lot of home Improvement information available all around you, in some cases too much information, however, how do you get information specific to your specific need or idea?

Where can you get unbiased and knowledgeable information with no pressure to sign a contract tonight; no up sale; no sign now for a 30% discount; no fear mongering that your house is about to fall down, no exorbitant design fees only to find out you can’t afford the improvement? Questions you might have:

• Do you need a design or a simple sketch?
• Do you need a building permit or not?
• Do you need a design from a licensed Architect or Designer?
• Can I really get this all done with my buddy or do I hire a Contractor?
• If I take this on a as a DIY project where does all my construction waste go?
• Can I really break down this wall? Any wall? Every wall?
• About how long will this really take?
• Can I turn these two rooms into a master suite?

Sometimes the answers to the “simple” questions above are not so simple. There are primarily two ways to get projects done in today’s world. Either as a DIY project or you hire a contractor. Most Contractors will tell you they provide FREE estimates, and that is great, and they should, but do not forget that contractor wants to get YOUR project and have you as a client so the question becomes, how HONESTLY unbiased do you think the person will be when providing you “Free” information and that “Free” Estimate?

The fact is the information you will be provided will be the information that BEST allows that contractor to get your project and your money not what might be the BEST decision for YOU!

Let’s say you need an Architect, what amount of detailed information can you provide the Architect to allow them quickly and efficiently provide you with a design that meets your project idea? The more detailed or specific information you provide the more cost effective, cheaper and faster your project can get started and also finished.

Solution: Step Up Project Consulting

Step Up Project Consulting provides a professional, efficient, easy and cost effective solution to get all your project idea questions like those above answered, from the simple to the not so simple questions for your proposed project.

You will get answers to help you make the right decision and the immediate next steps on your project idea. We will help you decide if you want to proceed with the project at all, how best to proceed, either as a DIY project or if you are better served to hire in a Contractor. Whichever method you choose, Step Up Project Consulting will provide you with information, and Pros and Cons on the options.

Most importantly Step Up Project Consulting will do these two things that are unique to our service:

One: We will provide you unbiased information on your project from BOTH the design and construction perspective, not one or the other which is typical from either a Contractor or an Architect. We will also provide you information regards government regulations that may or may not affect your project.

Two: We will NOT push ANY additional service beyond our Project Consultancy Service unless you specifically make that request. This is the KEY to this service, the goal is to provide you the necessary information you need for your specific project without having ANY interest in how you choose to proceed. BUT also ensuring you have the right information to proceed. Our goal is to save you time and money and help you keep as much of it as possible!

Visit our website for more information and you can easily make an appointment online on our website or on your phone today!!
https://www.stepupservicesinc.com/services

Want a lower monthly payment, in-house servicing, AND a longer interest rate adjustment period? Unlike other mortgage loans, the Equity Builder Mortgage is an Adjustable Rate Mortgage (ARM) that offers these benefits and more over traditional mortgage loans.

When we adjust the interest rate, we do it based on an internal index (our Cost of Funds*) that is not subject to the changes in the short term-interest rates that normally affect the mortgage industry.

To learn more about how an Equity Builder can benefit you, visit www.lfcu.org/equitybuilder.

By: Remax Allegiance

May 15, 2017

Located in “Rivercrest” and across the street from close childhood friends the Murray’s, sits Mr Schmidt’s house. Like the current owners, Mr Schmidt took great pride in this mid century modern 1954 ranch. Classic features like the antique used brick exterior and its sleek lengthy expanse from one end to the other. Also, a 4 foot wide overhang that provides visitors shelter from inclement weather and a 24 foot wide carport which allows natural light to enhance its interior remain practical and architecturally pleasing features still today. A neighbor and friend Jay Wagner stopped by my open house and told me he remembered seeing a sign many years ago that advertised “Rivercrest, starting in the $30,000’s”. and dreamed of one day owning one. I recall wrestling over a ball with one of the Murray kids in Mr Schmidt’s yard and getting scolded as we were “creasing the grass”. Maybe not so fastidious as the previous owners, the current homeowner have paid close attention to every selection or modification to uphold Mr Smith’s high standards for 3732 N Nelson St. To say this home is turn-key is an understatement, however this immaculate home has been renovated thoughtfully by the current owners to include Kitchen 2001, New roof 2005, New HVAC 2006, three bathrooms 2007, New patio 2011, Windows & Exterior doors 2012 and Appliances 2016. One level living is really not so accurate since this home features two levels and nearly 3300 sq feet of living space. One level is referring to the fact that one can enjoy everything on the upper level including carport, bedrooms, baths, kitchen, living and dining rooms, screen porch without the hassle of stairs. As the many baby boomers are increasingly preferring to age in place vs moving outside this area, this floor plan becomes increasingly popular.

Two personal favorites is the huge daylight walkout 24 x 17 recreation room w/ fireplace and the fabulous 20 x 16 screen porch overlooking back yard, the same spot Mr Smith sat ready to catch little trouble makers like Kevin Love who belonged on his own side of Gulf Branch in Bellevue Forest. I assume the path between my house on N Peary St and the Murray’s house on N Nelson St has long since grown over as this was 35 years ago, but the memories are still ever present in my mind. Come check out this pristine classic while its still available Sunday May 21st 1-4 pm OPEN HOUSE and see for yourself the many updates the current owners have made that even Mr Schmidt would of approved.

The Sierra Club is endorsing Erik Gutshall running in the Democratic Caucus on May 9, 11 and 13, for the Arlington County Board.

We are pleased to announce our endorsement of Mr. Gutshall based on his clear understanding of the broad range of environmental issues facing the County, including energy and sustainability, transportation, development and smart growth, green space, and recycling. “In making our endorsement, we recognize Mr. Gutshall’s extensive background in environmental policy and energy related issues in Arlington. He has demonstrated a clear, in-depth understanding of those issues and has expressed innovative views on how to meet those challenges,” said Dean Amel, Chair of the local Mount Vernon Group of the Sierra Club. Mr. Gutshall has a detailed understanding of the Community Energy Plan and fully supports the Arlington Initiative to Rethink Energy (AIRE). He sees a future that has opportunities for our County to sustain and improve our environment. He calls the goal of moving Arlington to 100% renewable energy by 2035 “very achievable” and supports energy efficiency initiatives in both the County government and schools.

Mr. Gutshall is an advocate for long-term planning to achieve smart growth goals, including those to reach County affordable housing targets. He supports effective mass transit, from Metro to ART buses, and is well known for advocating bike and pedestrian improvements. Mr. Gutshall also has a detailed, six-part, strategy for preserving and expanding green space in Arlington. He supports ambitious actions to maintain the leadership on environmental issues and tangible results that our County has become known for nationwide.

By: Orange Line Living

May 5, 2017

Free Home Buyer Class – Presented by a #1 Best Selling Author on Real Estate

THE FIRST 3 TO REGISTER AND ATTEND RECEIVE A FREE ROKU EXPRESS!

Dan Lesniak, author of The HyperLocal HyperFast Real Estate Agent; is hosting a Home Buying Seminar event on May 15th from 6 – 8 pm at our Rosslyn office located at 1600 Wilson Blvd, Suite 101, Arlington, VA 22209. The seminar will last approximately 1 hour and then we will have time after for questions and 1 on 1 appointments.
Get a $1,500 credit for your home at closing and if you don’t love your new home we will buy it back or sell it for free for 12 months exclusive to event attendees only*

We will have specialists on hand (including lenders and buyer agents) to give you an overview of the buying process. Not only will you get a complete home buying overview, but you will learn our valuable home buying strategies that will save you 3% or more when you purchase. That is some serious savings!
The Orange Line Living and Keri Shull Team together helped over 200 families purchase homes in 2016. Together, they are the #1 real estate team in Arlington, the #1 real estate team in Virginia by volume and top 5 in the D.C. metro area as well. Their aim is to help even more families find their dream home in 2017 and you have the opportunity to be one of those people.
Details
When: Monday, May 15th from 6-8 p.m.
Where: Optime Realty, 1600 Wilson Blvd, Suite 101, Arlington, VA 22209
Cost: Free
Parking: Validated Parking or Street Parking
Food: Appetizers and Drinks
Contact: [email protected] or call 571-969-7653
Space is limited so you don’t miss out. To register, go to www.arlingtonhomebuyerclass.com or email [email protected]
*terms and conditions apply

Want a lower monthly payment, in-house servicing, AND a longer interest rate adjustment period? Unlike other mortgage loans, the Equity Builder Mortgage is an Adjustable Rate Mortgage (ARM) that offers these benefits and more over traditional mortgage loans.

When we adjust the interest rate, we do it based on an internal index (our Cost of Funds*) that is not subject to the changes in the short term-interest rates that normally affect the mortgage industry. To learn more, visit www.lfcu.org/equitybuilder.

To find out more about the homebuying process, join us at Total Wine & More for Sips and Tips – The Wine Enthusiast’s Home Buying Guide on May 24th. Lafayette Federal’s mortgage team will help you navigate the home buying process like an expert and provide you the tips you need to get you in YOUR dream home. Enjoy a complimentary wine tasting following the workshop! Visit www.lfcu.org/sipsandtips to learn more about this informative workshop.

Spring is out in full force and summer is fast approaching! Now is the time to solidify your warm-weather plans–vacation with the family, summer camp for the kids and maybe even a few upgrades around the house. Don’t sweat–we’ve got you covered!

A Lafayette Federal Spring Loan is a low-hassle, stress-free way to assure that you’re covered for the awesome excursions you’ve planned for the upcoming months. Secure our low-rate Spring Loan to make sure your plans take flight!
*Rates as low as 3.99% APR*
*Borrow up to $10,000 for 36 months

Take advantage of this vibrant offer today before it breezes by! For more information, visit www.lfcu.org/springloan.

By: Scenic Advisement

April 26, 2017

SAN FRANCISCO, APRIL 24, 2017 – Scenic Advisement, the purpose-built investment bank for the private technology sector, has hired Ric Velez, general counsel and strategic in-house legal advisor to leading technology companies, including Lookout, Skype (acquired by Microsoft), and 3PAR (acquired by HP). Ric was an integral part of Google and Skype’s IPO teams, as well as multi-billion dollar sales to Microsoft and HP.

Ric joins Scenic as Managing Director, heading up the investment bank’s private company coverage team, which handles the largest primary and secondary investments into late-stage private technology companies.

“Ric brings 20 years of transaction experience gained working with the world’s largest technology companies. We’re delighted to welcome him to the team,” said Barrett Cohn, co-founder and CEO of Scenic Advisement.

Over his career, Ric has helped companies raise primary capital, prepare for IPO and sale, and counseled employees, founders, executive teams, boards and investors through the issues associated with primary and secondary transactions. In addition to his experience with technology companies, Ric was also a senior associate for the leading technology law firm Wilson Sonsini Goodrich & Rosati. Prior to this, Ric served as a Marine infantryman and a police officer.

“The technology landscape is changing: tech companies are increasingly choosing to grow in the private markets, rather than go public,” said Ric Velez, Scenic’s newly-appointed managing director. “Scenic is the investment bank of choice for late-stage tech companies, and I’m excited to be leveraging my expertise to fulfill their capital needs.”

The Scenic executive team comprises entrepreneurs from the worlds of venture capital, investment banking, and asset management from companies including: BlackRock, Goldman Sachs, Maveron Ventures, Morgan Stanley, and the New York Stock Exchange. Ric is from Arlington, VA and currently lives in the Bay Area with his wife and three children.

###

About Scenic Advisement
Scenic Advisement is the purpose-built investment bank for the private technology sector, dedicated to handling primary and secondary transactions for employees, company founders and investors. The firm covers every aspect of these transactions. It was launched in 2013 by an experienced team of entrepreneurs connected to institutional pools of capital through experiences at BlackRock, Goldman Sachs, Maveron Ventures, Morgan Stanley, and the New York Stock Exchange. The team’s collective experience touches finance, technology, public and private markets, legal, investing, banking, and capital raising for primary and secondary offerings.

Arlington, VA- NOVA Therapeutic Massage, Northern Virginia’s premier local massage service provider, is opening its third location in the Courthouse Plaza. Courthouse Therapeutic Massage (CTM) opened on April 22, 2017 to expand access to an exceptional massage experience for Northern Virginia community residents, visitors, and guests. CTM is located at 2250 Clarendon Blvd, Store K, a short walk from the Courthouse Metro Station on the Orange and Silver lines and near two hotels, Arlington Courthouse and county government offices, numerous business offices, and residential properties in the Arlington Courthouse area. CTM is NOVA Therapeutic Massage’s third location in Northern Virginia, which also maintains studios in Ballston and Springfield.
Designed by locally renowned architect and interior designer Pongsak Pattana, Courthouse Therapeutic Massage is designed to offer clients with a high-end peaceful, refreshing, and reinvigorating massage experience in the heart of Arlington. “Our goal for this new location,” noted Store Manager, Olivia Davison, “was to take all the lessons we have learned in successfully running two premier Northern Virginia massage locations in order to create a massage studio that is tailored to the unique needs of our Arlington community and that delivers exceptional therapeutic services at affordable prices.” To achieve this goal, CTM offers both exceptionally-appointed private therapy rooms and a couple’s room. Ms. Davison explained, “We’ve listened to our Arlington customers who say they have greatly valued the personalized private room design, as opposed to the curtains and less personalized designs common in some of the national chains. We want to adapt to the needs of Arlingtonians, not require Arlington residents to adapt to some generic national business model.”
Northern VA residents and guests seek therapeutic massage for a variety of reasons. CTM offers massage therapies to address certain types of health concerns; reduce and eliminate stress from a busy work schedule; return your body to peak condition from an active life-style; or simply to enable customers to indulge and reward themselves. “We also maintain our strong tradition of offering couples’ massages,” noted Ms. Davison, “As that can enhance the experience…and the relationship!”
CTM’s professional staff stand ready to meet the Courthouse community’s therapeutic needs. CTM offers a full suite of massage services. All CTM massage therapists are trained and certified by the VA Board of Nursing.
CTM will be open seven days a week, except on certain holidays. Weekday and Saturday hours will be from 10:00 AM until 10:00 PM. Sunday Hours will be from 11:00 AM until 8:00 PM. CTM offers multiple, easy ways to book appointments. Customers can simply call 703-816-8811 or go to the company’s website (www.novatherapeuticmassage.com) to book appointments. Walk-ins are always welcome. “We frequently post specials online.” Ms. Davison noted, “So we encourage our patrons to regularly check the website.”
“We love being in Arlington and are excited to have a new location in Courthouse.” Explained Ms. Davison. “Being in a mix-use community with residents, businesses, and bountiful recreation and fitness opportunities, we sincerely believe we will add a valuable service at a convenient location and can do so at very reasonable prices. We are excited about the opportunity to serve the Courthouse community!”

More About NOVA Therapeutic Massage (NTM)
NTM manages massage studios with a specific focus of serving the needs of Northern Virginia citizens, guests, and visitors. NTM now maintains three locations in Northern Virginia: two in Arlington, VA (Ballston Therapeutic Massage and Courthouse Therapeutic Massage) and one location in the Springfield Mall in Springfield, VA. All NTN masseuses are trained massage professionals certified by the Virginia Board of Nursing. Addresses, phone numbers, services offered, directions to studios, and other information related to NTM can be found at www.novatherapeuticmassage.com.

By: Lafayette Federal Credit Union

April 17, 2017

Transferring your balances to a Lafayette Federal Mastercard® Credit Card is a no-brainer. With a GREAT rate of 4.79% APR* AND no Balance Transfer Fee, you’ll soon see a difference in your wallet. That’s because balance transfers to a lower interest rate can help you avoid paying higher interest rates on your existing balances with other lenders. This can add up to BIG SAVINGS.

Want more? A Lafayette Federal Mastercard® Credit Card is packed full of benefits. Getting a card means exclusive member benefits for you:
• Credit limits up to $50,000
• No annual fee
• No balance transfer fee
• Apple Pay™, Android Pay™, Samsung Pay™ and EMV technology
• Flexible payment options‚ including automatic payment
• A 25-day grace period on purchases
• Online account access
• Design your own card

Let us help you take charge of your finances. Transfer your balances during this limited time–offer ends on May 31, 2017! Apply today at www.lfcu.org/creditcard.

*APR = Annual Percentage Rate. 4.79% APR promotional balance transfer rate for 12 months on balance transfers made between April 15, 2017 and May 31, 2017. Promotional rate will expire 12 months from date transfer is processed. After that, the APR for the unpaid balance and any new balance transfers will be 8.90% to 17.90% (Variable) based on your credit worthiness and will vary with the market based on the Prime Rate. No balance transfer fee. This transaction is subject to credit approval. Promotional rate applies to balance transfers only, you will immediately be charged at the qualified interest rate on all purchases made with your credit card unless you pay the entire account balance in full each month by the payment due date. Promo offer valid only on transfers made from non-Lafayette sources of credit. This offer cannot be used to pay off existing LFCU balances or in conjunction with any other offer. Must qualify for membership with Lafayette FCU. Share Savings: $50.00 to open and earn dividends APY**: 0.10%, Checking: $5.00 to open and earn dividends APY**: 0.025%. **APY=Annual Percentage Yield. Your savings federally insured to at least $250,000 by the National Credit Union Administration, an agency of the U.S. government. Rates Effective April 1, 2017. Visit www.lfcu.org/creditcard for more information.

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