Arlington, VA

Title insurance is boring, but Allied Title & Escrow is here to decode the jargon and make it (somewhat) more interesting. This biweekly feature will explore the mundane (but very necessary!) world of title insurance while sharing interesting stories of two friends’ entrepreneurial careers.

For this week’s edition of Boring Title, Mike Madigan chats with Ryan Maghan from MVB Mortgage. Ryan Maghan gives a brief update on how the real estate market has looked in July.

Have questions related to title insurance? Email Latane and Matt at [email protected]. Want to use Allied Title & Escrow when you buy a home? Tell your agent when you buy a house to write in Allied Title & Escrow as your settlement company!

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Title insurance is boring, but Allied Title & Escrow is here to decode the jargon and make it (somewhat) more interesting. This biweekly feature will explore the mundane (but very necessary!) world of title insurance while sharing interesting stories of two friends’ entrepreneurial careers.

For this week’s edition of Boring Title, Mike Madigan sits down with Jordan Parker from the J. Parker Group of Berkshire Hathaway.

They chat about how Jordan got into real estate, how he is selling properties in the DMV while attending college in New York, and more.

If you have any questions for Jordan, you can reach him at [email protected].

Have questions related to title insurance? Email Latane and Matt at [email protected]. Want to use Allied Title & Escrow when you buy a home? Tell your agent when you buy a house to write in Allied Title & Escrow as your settlement company!

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Title insurance is boring, but Allied Title & Escrow is here to decode the jargon and make it (somewhat) more interesting. This biweekly feature will explore the mundane (but very necessary!) world of title insurance while sharing interesting stories of two friends’ entrepreneurial careers.

When you purchase a home, it can be one of the most exciting times of your life.

With a home purchase, however, comes a lot of responsibility and you want to protect your best investment. Therefore, you need to make sure that your home stays in tip-top condition and is free of any encumbrances.

In order to do so, it’s always a wise decision to purchase both homeowners and title insurance. While both types of insurance protect your home, there are some very fundamental differences between the two types of coverage.

What is Homeowners Insurance?

Homeowners insurance is a policy that covers any damage or any type of loss to your home. It also covers damage on any other structures that are on your property, any subsequent liability, medical expense or if someone hurts themselves on your property.

Homeowners insurance can also provide coverage for any personal items and belongings inside your home or any natural disaster that might damage your property. With homeowners insurance, you can add additional coverage such as earthquake or flood insurance.  However, each state is different in how they handle natural disasters and what is included in their homeowners policies.

What is Title Insurance?

Title insurance is a type of insurance that protects your ownership in the home or property. Title insurance is essentially a guarantee that you are the owner and have the true entitlement to your property. Title insurance also takes into account all of the previous owners, transfer and uses.

A title search needs to be performed to legally transfer any real estate property and helps determine if the property is free and clear of any encumbrances or defects. Title insurance is obtained at closing and will also protect you if prior taxes are still due and will insure that the deed to your property is recorded correctly.

Once the title company is sure that that property does not hold any of these types of liens, the title company will issue title insurance.

There are two types of title insurance policies:

  • A Lender’s Policy, which is also called a loan policy, protects the lender against any title claims or defects.
  • An Owner’s Policy will protect the owner and cover the full value of the property. If you purchase the enhanced policy, it covers 150% of the value of your home after 5 years.

What are the Differences Between Homeowners Insurance and Title Insurance?

The difference between homeowners insurance and title insurance is that homeowners insurance protects the actual home and anything around or inside it.

Title insurance, on the other hand, is needed for the assurance that the property you just purchased is free of any debt, encumbrances and that you are and will be the owner for the future. In addition to this, title insurance is paid once whereas homeowners insurance is paid annually.

What are the Similarities Between Homeowners and Title Insurance?

The similarities between homeowners and title insurance are that some lenders will require both types of insurance and that they both offer protection. Homeowners insurance protects you so that you have the resources to pay for any damage that might occur to your property.

Title insurance protects you from anyone else claiming that your home is theirs or for some prior owner’s back taxes or encumbrances or any other real property dispute.

Have questions related to title insurance? Email Latane and Matt at [email protected]. Want to use Allied Title & Escrow when you buy a home? Tell your agent when you buy a house to write in Allied Title & Escrow as your settlement company!

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Title insurance is boring, but Allied Title & Escrow is here to decode the jargon and make it (somewhat) more interesting. This biweekly feature will explore the mundane (but very necessary!) world of title insurance while sharing interesting stories of two friends’ entrepreneurial careers.

Welcome to this week’s edition of Boring Title!

This week, Allied Title & Escrow’s CEO, Latane Meade, sits down with Katie Wethman of The Wethman Group.

Katie talks about multiple offer situations and the good and bad that come with them, as well as what makes The Wethman Group different from other real estate teams.

Have questions related to title insurance? Email Latane and Matt at [email protected]. Want to use Allied Title & Escrow when you buy a home? Tell your agent when you buy a house to write in Allied Title & Escrow as your settlement company!

0 Comments

Title insurance is boring, but Allied Title & Escrow is here to decode the jargon and make it (somewhat) more interesting. This biweekly feature will explore the mundane (but very necessary!) world of title insurance while sharing interesting stories of two friends’ entrepreneurial careers.

For this week’s episode of Boring Title, Allied Title’s CEO Latane Meade gives 3 tips that will help ANYONE in ANY INDUSTRY sell more!

Have questions related to title insurance? Email Latane and Matt at [email protected]. Want to use Allied Title & Escrow when you buy a home? Tell your agent when you buy a house to write in Allied Title & Escrow as your settlement company!

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Title insurance is boring, but Allied Title & Escrow is here to decode the jargon and make it (somewhat) more interesting. This biweekly feature will explore the mundane (but very necessary!) world of title insurance while sharing interesting stories of two friends’ entrepreneurial careers.

This week we met with the area’s long term top producing loan officer John Downs from MVB Mortgage.

John has some really unique approaches including managing your debt for life and you’ll be shocked to hear what he has to say about where rates might go!

Have questions related to title insurance? Email Latane and Matt at [email protected]. Want to use Allied Title & Escrow when you buy a home? Tell your agent when you buy a house to write in Allied Title & Escrow as your settlement company!

0 Comments

Title insurance is boring, but Allied Title & Escrow is here to decode the jargon and make it (somewhat) more interesting. This biweekly feature will explore the mundane (but very necessary!) world of title insurance while sharing interesting stories of two friends’ entrepreneurial careers.

This week we met with Mark Lawter and Brad Kiger from Keller Williams — a buyer and listing specialist who just teamed up to create a powerful team.

If you are looking to buy, looking to join a great team or interested in learning how you can renovate your house with no money up front you have to watch this interview!

Have questions related to title insurance? Email Latane and Matt at [email protected]. Want to use Allied Title & Escrow when you buy a home? Tell your agent when you buy a house to write in Allied Title & Escrow as your settlement company!

0 Comments

Title insurance is boring, but Allied Title & Escrow is here to decode the jargon and make it (somewhat) more interesting. This biweekly feature will explore the mundane (but very necessary!) world of title insurance while sharing interesting stories of two friends’ entrepreneurial careers.

Welcome to this week’s edition of Boring Title!

This week, Allied Title & Escrow’s CEO, Latane Meade, sits down with Dan Lesniak who is one of the owners of The Keri Shull Team, Orange Line Living, & Hyperfast Agent.

Their real estate team is the largest in terms of total transactions and revenue in Northern Virginia.

Dan talks about how his brokerage is different than others, why you should hire their team, cutting edge marketing strategies and more.

Have questions related to title insurance? Email Latane and Matt at [email protected]. Want to use Allied Title & Escrow when you buy a home? Tell your agent when you buy a house to write in Allied Title & Escrow as your settlement company!

0 Comments

Title insurance is boring, but Allied Title & Escrow is here to decode the jargon and make it (somewhat) more interesting. This biweekly feature will explore the mundane (but very necessary!) world of title insurance while sharing interesting stories of two friends’ entrepreneurial careers.

In today’s Boring Title video we discuss 2 great events coming up in the next two weeks.

Both have amazing content about data on DMV’s real estate industry and Amazon’s effect. If you have an interest in the luxury real estate market, you can’t miss the April 11 event!

If you want to learn more or to register (Both are free) then click the links below.

Have questions related to title insurance? Email Latane and Matt at [email protected]. Want to use Allied Title & Escrow when you buy a home? Tell your agent when you buy a house to write in Allied Title & Escrow as your settlement company!

0 Comments

Title insurance is boring, but Allied Title & Escrow is here to decode the jargon and make it (somewhat) more interesting. This biweekly feature will explore the mundane (but very necessary!) world of title insurance while sharing interesting stories of two friends’ entrepreneurial careers.

Welcome to this week’s edition of Boring Title!

This week, Allied Title & Escrow’s CEO, Latane Meade, sits down with CEO of Congressional Capital, Brian Athey.

Brian talks about how Congressional Capital is different than other hard money lenders, why you would use a hard money lender instead of a conventional bank, gives a market update and more.

Have questions related to title insurance? Email Latane and Matt at [email protected]. Want to use Allied Title & Escrow when you buy a home? Tell your agent when you buy a house to write in Allied Title & Escrow as your settlement company!

0 Comments

Title insurance is boring, but Allied Title & Escrow is here to decode the jargon and make it (somewhat) more interesting. This biweekly feature will explore the mundane (but very necessary!) world of title insurance while sharing interesting stories of two friends’ entrepreneurial careers.

Welcome to the most un-boring Boring Title edition yet!

This week, Allied Title & Escrow’s CEO, Latane Meade, sits down with serial entrepreneur and CEO of Remax Distinctive, Andrew Reamer.

Andrew talks about how he got into real estate, how he benefited from the financial crisis, assigning over 1,600 foreclosures in under 24 hours, sneaking groupies (Latane) into the back door of O’Sullivans when his band was performing and much more.

A ukulele may or may not have been used in the making of this video… it’s a long one but worth it. Enjoy.

Have questions related to title insurance? Email Latane and Matt at [email protected]. Want to use Allied Title & Escrow when you buy a home? Tell your agent when you buy a house to write in Allied Title & Escrow as your settlement company!

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