Arlington, VA

Title insurance is boring, but Allied Title & Escrow is here to decode the jargon and make it (somewhat) more interesting. This biweekly feature will explore the mundane (but very necessary!) world of title insurance while sharing interesting stories of two friends’ entrepreneurial careers.

Are you going house hunting this weekend? If so, you’ll definitely want to watch this video!

For this week’s edition of Boring Title, Allied Title sits down with Kyle Toomey of Compass Real Estate. Kyle talks about three things to be prepared for when purchasing a home in Arlington.

Have questions related to title insurance? Email Latane and Matt at [email protected]. Want to use Allied Title & Escrow when you buy a home? Tell your agent when you buy a house to write in Allied Title & Escrow as your settlement company! 

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Title insurance is boring, but Allied Title & Escrow is here to decode the jargon and make it (somewhat) more interesting. This biweekly feature will explore the mundane (but very necessary!) world of title insurance while sharing interesting stories of two friends’ entrepreneurial careers.

For this week’s edition of Boring Title, we sit down with the founder of the Shepherd Homes Group, Jason Cheperdak. In January, Jason’s team sold 19 units for a total sales amount of $12 million and was ranked in the top 1% of agents in Virginia.

Jason talks about expectations when listing a home in Arlington, and he gives us four tips to help you get top dollar for your listing!

Have questions related to title insurance? Email Latane and Matt at [email protected]. Want to use Allied Title & Escrow when you buy a home? Tell your agent when you buy a house to write in Allied Title & Escrow as your settlement company! 

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Title insurance is boring, but Allied Title & Escrow is here to decode the jargon and make it (somewhat) more interesting. This biweekly feature will explore the mundane (but very necessary!) world of title insurance while sharing interesting stories of two friends’ entrepreneurial careers.

For this week’s edition of Boring Title, we present to you: Office Space — Printer Scene (Allied Title Edition).

After our 6,000th closing, our very first printer finally gave out. We wanted to have a little fun with it, and let out some of our built-up frustration it gave us over the years. We hope you enjoy it!

How did we do against the original?

Have questions related to title insurance? Email Latane and Matt at [email protected]. Want to use Allied Title & Escrow when you buy a home? Tell your agent when you buy a house to write in Allied Title & Escrow as your settlement company! 

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Title insurance is boring, but Allied Title & Escrow is here to decode the jargon and make it (somewhat) more interesting. This biweekly feature will explore the mundane (but very necessary!) world of title insurance while sharing interesting stories of two friends’ entrepreneurial careers.

For this week’s edition of Boring Title, we give three reasons why you should consider refinancing your mortgage now.

The first, and most obvious reason, is so you can lower your monthly payment. Depending on when you purchased the property — or even when you last refinanced in the past — you could potentially save hundreds of dollars on your mortgage payment each month.

The second reason you should consider refinancing your property is if you would like to shorten the length of your mortgage. You may pay a slightly higher monthly payment, but your interest will go way down and you can pay off your mortgage sooner.

The third reason why you should consider refinancing is to pull cash out of your equity with a cash-out refinance. With a cash-out refinance, you refinance your mortgage and borrow money at the same time. There are no restrictions on how you use the proceeds, and during these tough times, many people may be able to benefit from freeing up some extra cash.

Are you interested in refinancing but don’t know where to start? We know a ton of the top mortgage lenders around the DMV. Reach out to us at the email below to get connected to a great lender!

Have questions related to title insurance? Email Latane and Matt at [email protected]. Want to use Allied Title & Escrow when you buy a home? Tell your agent when you buy a house to write in Allied Title & Escrow as your settlement company! 

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Title insurance is boring, but Allied Title & Escrow is here to decode the jargon and make it (somewhat) more interesting. This biweekly feature will explore the mundane (but very necessary!) world of title insurance while sharing interesting stories of two friends’ entrepreneurial careers.

When you buy a home, you are required to get title insurance for the lender who is providing your mortgage. You do have the option to get title insurance for yourself, and we highly recommend you do so you can protect what is likely your largest investment.

The horror stories are painful to hear about when people decline owner’s title insurance; people end up losing their homes because of a rare issue that arises with the title of their home.

Many of our clients are confused as to why you need title insurance, so we put together a list that will give you an overview of why it’s a good investment:

  1. It protects your largest investment.
  2. It reduces your risk.
  3. You can’t beat the value.
  4. It covers your heirs.
  5. It’s not the same as homeowners insurance.
  6. 8 in 10 homebuyers choose owner’s title insurance.
  7. You’ll have a peace of mind.

Check out this quick one pager that further explains each point and if you have questions, email us directly. We will be happy to answer any questions you have.

Have questions related to title insurance? Email Latane and Matt at [email protected]. Want to use Allied Title & Escrow when you buy a home? Tell your agent when you buy a house to write in Allied Title & Escrow as your settlement company! 

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Title insurance is boring, but Allied Title & Escrow is here to decode the jargon and make it (somewhat) more interesting. This biweekly feature will explore the mundane (but very necessary!) world of title insurance while sharing interesting stories of two friends’ entrepreneurial careers.

When you purchase a home, it can be one of the most exciting times of your life.

With a home purchase, however, comes a lot of responsibility, and you want to protect your best investment. Therefore, you need to make sure your home stays in tip-top condition and is free of any encumbrances.

In order to do so, it’s always a wise decision to purchase both homeowners and title insurance. While both types of insurance protect your home, there are some very fundamental differences between the two types of coverage.

What is Homeowners Insurance?

Homeowners insurance is a policy that covers any damage or any type of loss to your home. It also covers damage on any other structures that are on your property, any subsequent liability, medical expense or if someone hurts themselves on your property.

Homeowners insurance can also provide coverage for any personal items and belongings inside your home or any natural disaster that might damage your property. With homeowners insurance, you can add additional coverage such as earthquake or flood insurance. However, each state is different in how they handle natural disasters and what is included in their homeowners policies.

What is Title Insurance?

Title insurance is a type of insurance that protects your ownership in the home or property. Title insurance is essentially a guarantee that you are the owner and have the true entitlement to your property. Title insurance also takes into account all of the previous owners, transfer and uses.

A title search needs to be performed to legally transfer any real estate property and helps determine if the property is free and clear of any encumbrances or defects. Title insurance is obtained at closing and will also protect you if prior taxes are still due and will insure that the deed to your property is recorded correctly.

Once the title company is sure the property does not hold any of these types of liens, the title company will issue title insurance.

There are two types of title insurance policies:

  • A Lender’s Policy, which is also called a loan policy, protects the lender against any title claims or defects.
  • An Owner’s Policy will protect the owner and cover the full value of the property. If you purchase the enhanced policy, it covers 150% of the value of your home after five years.

What are the Differences Between Homeowners Insurance and Title Insurance?

The difference between homeowners insurance and title insurance is that homeowners insurance protects the actual home and anything around or inside it.

Title insurance, on the other hand, is needed for the assurance that the property you just purchased is free of any debt, encumbrances and that you are and will be the owner for the future. In addition to this, title insurance is paid once whereas homeowners insurance is paid annually.

What are the Similarities Between Homeowners and Title Insurance?

The similarities between homeowners and title insurance are that some lenders will require both types of insurance and that they both offer protection. Homeowners insurance protects you so you have the resources to pay for any damage that might occur to your property.

Title insurance protects you from anyone else claiming your home is theirs or for some prior owner’s back taxes or encumbrances or any other real property dispute.

Have questions related to title insurance? Email Latane and Matt at [email protected]. Want to use Allied Title & Escrow when you buy a home? Tell your agent when you buy a house to write in Allied Title & Escrow as your settlement company!

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Title insurance is boring, but Allied Title & Escrow is here to decode the jargon and make it (somewhat) more interesting. This biweekly feature will explore the mundane (but very necessary!) world of title insurance while sharing interesting stories of two friends’ entrepreneurial careers.

Happy December, everyone!

For this week’s edition of Boring Title, we have some great news for you. Allied Title & Escrow has opened two new offices in the DMV. 

  • Ashburn, Virginia: 10130 Lakeview Center Plaza, Suite 400
  • Chevy Chase, Maryland: 4500 N Park Ave NW, Suite 804-N

Please continue to schedule all upcoming settlements at whichever office location is the most convenient: 

And, we offer closings at Topgolf Loudoun. Request to have your closing at Topgolf, and your round is on us!

Have questions related to title insurance? Email Latane and Matt at [email protected]. Want to use Allied Title & Escrow when you buy a home? Tell your agent when you buy a house to write in Allied Title & Escrow as your settlement company! 

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Title insurance is boring, but Allied Title & Escrow is here to decode the jargon and make it (somewhat) more interesting. This biweekly feature will explore the mundane (but very necessary!) world of title insurance while sharing interesting stories of two friends’ entrepreneurial careers.

For this week’s edition of Boring Title, we wanted to give our readers 3 tips to help avoid wire fraud.

At the rate technology is improving, wire fraud is becoming more prevalent in real estate. Here are 3 tips that will help prevent wire fraud from your next closing at Allied Title & Escrow!

Have questions related to title insurance? Email Latane and Matt at [email protected]. Want to use Allied Title & Escrow when you buy a home? Tell your agent when you buy a house to write in Allied Title & Escrow as your settlement company!

0 Comments

Title insurance is boring, but Allied Title & Escrow is here to decode the jargon and make it (somewhat) more interesting. This biweekly feature will explore the mundane (but very necessary!) world of title insurance while sharing interesting stories of two friends’ entrepreneurial careers.

For this week’s edition of Boring Title, we give our market update from what we’ve seen in September and the beginning of October.

The housing market remains a seller’s market through September. This has been consistent throughout the pandemic. While a high demand for new homes carries on, it has driven active listings down and home prices up.

However, the strong demand was met with the most new listings since the start of the pandemic. This could be an indication of the housing market normalizing as the holidays approach. As for now, expect selling prices to remain high.

If you are looking to potentially refinance, it could be a great time to lock in a rate as they have stayed close to historic lows. Just make sure you shop around first. If you ever need a recommendation for a lender, feel free to reach out to us and we can give some recommendations!

Have questions related to title insurance? Email Latane and Matt at [email protected]. Want to use Allied Title & Escrow when you buy a home? Tell your agent when you buy a house to write in Allied Title & Escrow as your settlement company!

0 Comments

Title insurance is boring, but Allied Title & Escrow is here to decode the jargon and make it (somewhat) more interesting. This biweekly feature will explore the mundane (but very necessary!) world of title insurance while sharing interesting stories of two friends’ entrepreneurial careers.

For this week’s edition of Boring Title, we interviewed Cassidy Burns from Trent & Co.

Cassidy talks about purchasing new construction properties and the top 3 reasons why you should consider purchasing a new construction home.

Do you have questions about new construction homes? Send Cassidy an email at [email protected].

Have questions related to title insurance? Email Latane and Matt at [email protected]. Want to use Allied Title & Escrow when you buy a home? Tell your agent when you buy a house to write in Allied Title & Escrow as your settlement company!

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