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Title insurance is boring, but Allied Title & Escrow is here to decode the jargon and make it (somewhat) more interesting. This biweekly feature will explore the mundane (but very necessary!) world of title insurance while sharing interesting stories of two friends’ entrepreneurial careers.

For this week’s edition of Boring Title, we sit down with Compass real estate agent, Kyle Toomey, to talk about three reasons why you should not wait until the end of the winter market to look at purchasing a home.

Many people think that the spring market is best, but here are some reasons why you should reconsider.

Have questions for Kyle? Make sure to shoot him a call or send him a DM on Instagram!

Have questions related to title insurance? Email Latane and Matt at [email protected]. Want to use Allied Title & Escrow when you buy a home? Tell your agent when you buy a house to write in Allied Title & Escrow as your settlement company! 

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Title insurance is boring, but Allied Title & Escrow is here to decode the jargon and make it (somewhat) more interesting. This biweekly feature will explore the mundane (but very necessary!) world of title insurance while sharing interesting stories of two friends’ entrepreneurial careers.

Allied Title loves to do all that we can to support local charities whenever possible.

This week we wanted to promote one of our clients, and friend, as he prepares for a 3-round bout at Haymakers for Hope.

Elvin Merlo, a local residential realtor with Compass, is fighting to raise money for cancer research in honor of his friend John David Black. John passed away after a long battle with brain cancer at age 33, leaving behind a wife and two children.

To purchase tickets or make a donation, please click here.

Let’s all give Elvin a round of applause, and hope he closes out this fight just like he closes on homes!

Have questions related to title insurance? Email Latane and Matt at [email protected]. Want to use Allied Title & Escrow when you buy a home? Tell your agent when you buy a house to write in Allied Title & Escrow as your settlement company! 

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Title insurance is boring, but Allied Title & Escrow is here to decode the jargon and make it (somewhat) more interesting. This biweekly feature will explore the mundane (but very necessary!) world of title insurance while sharing interesting stories of two friends’ entrepreneurial careers.

For this week’s edition of Boring Title, we sit down with the founder of the Shepherd Homes Group, Jason Cheperdak. Jason talks about expectations when listing a home in Arlington, and he gives us four tips to help you get top dollar for your listing!

Have questions related to title insurance? Email Latane and Matt at [email protected]. Want to use Allied Title & Escrow when you buy a home? Tell your agent when you buy a house to write in Allied Title & Escrow as your settlement company! 

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Title insurance is boring, but Allied Title & Escrow is here to decode the jargon and make it (somewhat) more interesting. This biweekly column will explore the mundane (but very necessary!) world of title insurance while sharing interesting stories of two friends’ entrepreneurial careers. 

For many people across Northern Virginia, buying a home is one of the biggest investments they will make in their lifetime. That’s why it is so important to make sure that your investment is protected.

Believe it or not, there are many reasons why title insurance and working with a reputable title company is so important. Here are the most common and unexpected reasons you absolutely need title insurance.

1. Proper Record-Keeping

When you use a title and escrow company to process your sale, this means there is a proper record for who owns the home and land. This helps protect your investment while you own it and when you want to sell it.

2. Avoid Scam Artists

Even in this day and age, there are scam artists that can forge documents and pretend to own a property. These types of people may approach you as not wanting to go through the proper channels to buy a home.

You could find later that they were not the legal owners of a home and therefore you are not the legal owner despite any money exchanged.

3. Undisclosed Estate Issues

Even if a home is not sold directly as a result of an estate sale there could be issues with a will regarding who owns a home. If someone doesn’t have full ownership rights, they can’t sell the home legally. Title insurance can help protect you from undisclosed issues down the road.

4. Fencing or Illegal Building on Your Property

Whether you have a lot of property or a small piece of property, encroachment of fencing or buildings onto your property can be an issue. Just because a building or fence is there does not mean that it was permitted, approved or on the property line. A good title and escrow company can help you understand what you own and what you need to protect.

5. Legal Disputes

Anything from divorce, bankruptcy or disputes regarding payments on renovations can put the title of a house at risk. If you buy a house with outstanding lawsuits or potential lawsuits, you might have legitimate liability as a new buyer if you don’t have title insurance.

6. Mistakes

In any industry errors and omissions can happen. Title insurance protects you from overlooking something regarding your property and its legal ownership.

An example is that it’s possible that an heir was never put on the deed and as a result that person could come back years later saying they own 50% of your property. If you don’t have title insurance you could have to pay the heir out of your own pocket which could be worth hundreds of thousands of dollars.

Whether it is a boundary issue or defects in the title, title insurance can provide you with some peace of mind and help secure your largest investment.

Pro tip: Always choose the enhanced policy over the standard policy when purchasing a single-family home or a newly constructed condo. The enhanced policy protects you against boundary disputes and also increases the policy’s value 10% a year for 5 years. An example is a $1M house would be covered $1.5M within 5 years.

Have questions related to title insurance? Email Latane and Matt at [email protected]. Want to use Allied Title & Escrow when you buy a home? Tell your agent when you buy a house to write in Allied Title & Escrow as your settlement company! 

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Title insurance is boring, but Allied Title & Escrow is here to decode the jargon and make it (somewhat) more interesting. This biweekly feature will explore the mundane (but very necessary!) world of title insurance while sharing interesting stories of two friends’ entrepreneurial careers.

For this week’s edition of Boring Title, we sit down with Blake Davenport from The Davenport Group to talk about leveraging your social media for business.

Blake has grown his Instagram page @discoverarlington to about 13K followers. It started out as a fun way to showcase the city of Arlington but then slowly became his main lead generation source for his real estate business.

Check out the video below to hear more about how Blake was able to leverage social media, tips for growing your social media page, why videos are important for your social media page and more!

Have questions related to title insurance? Email Latane and Matt at [email protected]. Want to use Allied Title & Escrow when you buy a home? Tell your agent when you buy a house to write in Allied Title & Escrow as your settlement company!  

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Title insurance is boring, but Allied Title & Escrow is here to decode the jargon and make it (somewhat) more interesting. This biweekly feature will explore the mundane (but very necessary!) world of title insurance while sharing interesting stories of two friends’ entrepreneurial careers.

For this week’s edition of Boring Title, we wanted to share some amazing news with you!

We are excited to announce we are now licensed and operating in the following states:

  • Virginia
  • District of Columbia
  • Maryland
  • North Carolina
  • Florida
  • Pennsylvania
  • Delaware
  • West Virginia
  • South Carolina
  • Georgia

Please submit future title requests for properties located in each of these 10 states to [email protected].

Watch our latest video below:

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Title insurance is boring, but Allied Title & Escrow is here to decode the jargon and make it (somewhat) more interesting. This biweekly feature will explore the mundane (but very necessary!) world of title insurance while sharing interesting stories of two friends’ entrepreneurial careers.

Are you going house hunting this weekend? If so, you’ll definitely want to watch this video!

For this week’s edition of Boring Title, Allied Title sits down with Kyle Toomey of Compass Real Estate. Kyle talks about three things to be prepared for when purchasing a home in Arlington.

Have questions related to title insurance? Email Latane and Matt at [email protected]. Want to use Allied Title & Escrow when you buy a home? Tell your agent when you buy a house to write in Allied Title & Escrow as your settlement company! 

0 Comments

Title insurance is boring, but Allied Title & Escrow is here to decode the jargon and make it (somewhat) more interesting. This biweekly feature will explore the mundane (but very necessary!) world of title insurance while sharing interesting stories of two friends’ entrepreneurial careers.

For this week’s edition of Boring Title, we sit down with the founder of the Shepherd Homes Group, Jason Cheperdak. In January, Jason’s team sold 19 units for a total sales amount of $12 million and was ranked in the top 1% of agents in Virginia.

Jason talks about expectations when listing a home in Arlington, and he gives us four tips to help you get top dollar for your listing!

Have questions related to title insurance? Email Latane and Matt at [email protected]. Want to use Allied Title & Escrow when you buy a home? Tell your agent when you buy a house to write in Allied Title & Escrow as your settlement company! 

0 Comments

Title insurance is boring, but Allied Title & Escrow is here to decode the jargon and make it (somewhat) more interesting. This biweekly feature will explore the mundane (but very necessary!) world of title insurance while sharing interesting stories of two friends’ entrepreneurial careers.

For this week’s edition of Boring Title, we present to you: Office Space — Printer Scene (Allied Title Edition).

After our 6,000th closing, our very first printer finally gave out. We wanted to have a little fun with it, and let out some of our built-up frustration it gave us over the years. We hope you enjoy it!

How did we do against the original?

Have questions related to title insurance? Email Latane and Matt at [email protected]. Want to use Allied Title & Escrow when you buy a home? Tell your agent when you buy a house to write in Allied Title & Escrow as your settlement company! 

0 Comments

Title insurance is boring, but Allied Title & Escrow is here to decode the jargon and make it (somewhat) more interesting. This biweekly feature will explore the mundane (but very necessary!) world of title insurance while sharing interesting stories of two friends’ entrepreneurial careers.

For this week’s edition of Boring Title, we give three reasons why you should consider refinancing your mortgage now.

The first, and most obvious reason, is so you can lower your monthly payment. Depending on when you purchased the property — or even when you last refinanced in the past — you could potentially save hundreds of dollars on your mortgage payment each month.

The second reason you should consider refinancing your property is if you would like to shorten the length of your mortgage. You may pay a slightly higher monthly payment, but your interest will go way down and you can pay off your mortgage sooner.

The third reason why you should consider refinancing is to pull cash out of your equity with a cash-out refinance. With a cash-out refinance, you refinance your mortgage and borrow money at the same time. There are no restrictions on how you use the proceeds, and during these tough times, many people may be able to benefit from freeing up some extra cash.

Are you interested in refinancing but don’t know where to start? We know a ton of the top mortgage lenders around the DMV. Reach out to us at the email below to get connected to a great lender!

Have questions related to title insurance? Email Latane and Matt at [email protected]. Want to use Allied Title & Escrow when you buy a home? Tell your agent when you buy a house to write in Allied Title & Escrow as your settlement company! 

0 Comments

Title insurance is boring, but Allied Title & Escrow is here to decode the jargon and make it (somewhat) more interesting. This biweekly feature will explore the mundane (but very necessary!) world of title insurance while sharing interesting stories of two friends’ entrepreneurial careers.

When you buy a home, you are required to get title insurance for the lender who is providing your mortgage. You do have the option to get title insurance for yourself, and we highly recommend you do so you can protect what is likely your largest investment.

The horror stories are painful to hear about when people decline owner’s title insurance; people end up losing their homes because of a rare issue that arises with the title of their home.

Many of our clients are confused as to why you need title insurance, so we put together a list that will give you an overview of why it’s a good investment:

  1. It protects your largest investment.
  2. It reduces your risk.
  3. You can’t beat the value.
  4. It covers your heirs.
  5. It’s not the same as homeowners insurance.
  6. 8 in 10 homebuyers choose owner’s title insurance.
  7. You’ll have a peace of mind.

Check out this quick one pager that further explains each point and if you have questions, email us directly. We will be happy to answer any questions you have.

Have questions related to title insurance? Email Latane and Matt at [email protected]. Want to use Allied Title & Escrow when you buy a home? Tell your agent when you buy a house to write in Allied Title & Escrow as your settlement company! 

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