This column is written by the team at Arrowine & Cheese (4508 Cherry Hill Road). Sign up for the email newsletter and receive exclusive discounts and offers. Order from Arrowine’s expanding online store for curbside pickup or in-store shopping. Have a question? Email

I love Burgundy. And this one checks all the boxes and more. It’s “Extremely Well-Made” and “Super Affordable.” Rarely, when talking about Burgundy, are these two phrases used in the same sentence.

Kindergarten Open House
May 21, 8:30-9:15 a.m.
Register Here

Limited spaces remain for grades 1-8, please contact the school directly to inquire.

STM is a faith-centered environment serving students in grades PreK-8th using a spiritual, physical and emotional whole child approach. Students consistently score in the top 25th percentile on standardized assessments — above the national average. STM challenges its students through differentiated instruction to meet individual learning needs. STM actively incorporates STEM into the curriculum and provides a high tech learning environment.

Kindergarten Program

Balanced approach to learning through play embedded in academic-focused pedagogy. Students receive daily religious instruction through prayer, Bible stories and weekly Mass with Prayer Partners. Curriculum programs include Orton-Gillingham, Comprehension Toolkit, Daily 5, and mathematical instruction based on strong number sense. Once-weekly Specials include Art, Spanish, Library, Music, Technology and P.E.

Primary, Intermediate and Middle School

  • Grades 1-5: Explicit and directed instruction in Reading and Language Arts. Math specialist support.
  • Grades 6-8: Differentiated instruction in Reading and Language Arts and Math. Opportunities for Pre-Algebra, Algebra and Geometry.

Weekly Mass, daily Religion instruction, preparation for Sacraments, Prayer Partner program.

Spanish instruction up to 3x per week; middle school uses high school level curriculum. Educational activities include Science Fairs, Diocesan Shakespeare Festival, Battle of the Books, Colonial Day, and Fine Arts Night.

Click here to learn more about STM and to register for the Kindergarten Open House.

The Dragons Concord is a tabletop roleplay gaming center that focuses on providing a safe and professional roleplay and miniature wargaming experience.

Our themed private gaming rooms, free public gaming tables, and growing staff of professional game masters, are all oriented toward one goal — to make roleplay gaming as accessible and fun as we can for everyone! We’ve had an amazing reception by the community since we first opened our doors last June, and to celebrate we’re hosting a special event at our store in Fairfax on June 1st.

In addition to hosting a variety of special game sessions and events throughout the day, we’ll also be hosting several local creators and crafters showing off their talents in 3d printed miniatures and dice towers, board game development and even introductory blacksmithing classes being offered by our partner Semicolon Craft and Forgeworks! Visit for more information.

The demand for quality game masters is increasing faster than ever before, and we intend to meet that demand head on. Our Storytellers are some of the best in the area, and we work together as a team to both improve our own skills and find ways to improve the community as well.

If you think you have the passion and experience to take your game to the next level and help us grow this community, fill out an application to join our team!

As many small businesses continue to face challenges in meeting their staffing needs, there is an often-overlooked labor market with significant potential: individuals living with developmental disabilities.

Currently, Arlington County’s Department of Human Services (DHS) supports more than 600 residents living with developmental disabilities. Many of these individuals work independently or with County-sponsored support, such as a job coach. There are countless additional residents who are not only interested in working in Arlington but are eager to thrive with the right employer and support.

Each week, “Just Reduced” spotlights properties in Arlington County whose price have been cut over the previous week. The market summary is crafted by Arlington Realty, Inc. Maximize your real estate investment with the team by visiting or calling 703-836-6000 today!

Please note: While Arlington Realty, Inc. provides this information for the community, it may not be the listing company of these homes.

Looking to buy a home?

Assumable mortgages offer a fantastic opportunity to save thousands on your mortgage, especially in today’s high-interest rate environment. Understanding loan assumptions can set you apart from the competition and allow you to take advantage of this unique opportunity.

What is an Assumable Mortgage?

An assumable mortgage allows the buyer to purchase a home by taking over the seller’s existing loan.

All VA, FHA, and USDA loans are assumable, and anyone can assume these loan types. For VA assumptions, the buyer is not required to have VA eligibility.

Example Savings

Consider an $800,000 home with a 20% down payment:

  • A new loan at 7% interest would have a monthly payment of about $4,258 (principal and interest).
  • Assuming a loan at 75% interest would have a monthly payment of only $2,612. That’s over $1,600 per month in savings — nearly $20,000 per year!

In the current rising rate environment, it would be very costly, if not impossible, for a buyer to obtain a rate several points below market by buying down the rate on a new loan.

Lower Closing Costs

Closing costs are reduced when assuming an existing loan compared to taking out a new one. First, there is no requirement for an appraisal with a loan assumption. Second, the buyer benefits from not needing to purchase a new lender’s title insurance policy because the existing policy remains in place. Combined, these two items can save buyers a few thousand dollars in closing costs alone!

Who Can Assume a VA Loan?

There are no eligibility requirements for FHA assumptions, and anyone can assume a VA loan, even if they are not a veteran! While there are military service requirements to originate a new VA loan, almost any buyer can take over an existing VA loan if they meet the lender’s financial qualifications, such as:

  • Sufficient income
  • Good debt-to-income ratio
  • Decent credit score
  • Required down payment funds (which could be substantial if the seller has significant equity)

How to Find Homes with Assumable Mortgages 

Until recently, it was exceedingly challenging to find homes for sale with assumable mortgages. Only about 10% of homes with assumable mortgages are advertised as such by listing agents, making it extremely difficult to use keywords to find those homes online.

Fortunately, if you are a prospective homebuyer in the National Capital Region, there is a purpose-built search platform to help — AssumeList. Veteran-owned, AssumeList enables users to search through every home listed for sale with a VA, FHA, and USDA assumable mortgage. Users can view interest rates and loan balances, and filter listings based on the down payment requirement (aka cash gap). Licensed agents who use AssumeList can even search all off-market homes with assumable loans. 100% of AssumeList homes contain an interest rate below 5%; the vast majority have rates of 3% and lower.

Not only can AssumeList help you find a home, if you work with one of their expert agents you’ll receive white-glove service throughout the entire assumption process at NO additional cost! From finding a home, to negotiating the contract, through working with the seller’s lender for prompt approval… AssumeList will get the job done!

The Bottom Line

As interest rates continue to rise, loan assumptions are primed to become increasingly popular. By educating yourself about this powerful financing option, you stand to benefit and save thousands on your next home purchase.

Exclusive 10% Off Discount Code: ARLNOW10OFF

This regularly scheduled sponsored Q&A column is written by Eli Tucker, Arlington-based Realtor and Arlington resident. Please submit your questions to him via email for response in future columns. Video summaries of some articles can be found on YouTube on the Eli Residential channelEnjoy!

Question: Are you seeing any signs of more supply coming to the housing market?

Join the Ballston BID for the 2024 Quarterfest Crawl — presented by Ballston Quarter — on Saturday, May 18th for a full day of music, entertainment, and samples/specials from more than 30 participating restaurants.

Quarterfest and its entertainment activations are always open to the public and free to attend.

Sponsored by Mastercard and Johns Hopkins Medicine, the day-long festival presents a plethora of entertainment at its central hub, Ballston Quarter. DJ Ricky will serve as the event’s MC, and will guide attendees through entertainment activations from the Washington Capitals, Grace Community Church, and an incredible lineup of live music including: Rook Richards at 1:30 p.m.; Knox Engler at 3:15 p.m.; and the fan-favorite Bobby McKeys Dueling Pianos at 5:15 p.m.

Outside of Ballston Quarter and across the neighborhood, festival-goers can enjoy additional performances by; The Dan Barry Trio at 1 p.m. at The Filling Station; the James Stevens Duo at 2 p.m. at Ballston Local; and the Nick Tierra Duo at 2:30 p.m. at Quincy Hall. This year, attendees are also encouraged to take part in the neighborhood’s growing nightlife at Carpool, Ballston Local, Punch Bowl Social, Quincy Hall, WHINO, and other late-night neighborhood favorites.

More than 30 restaurants are participating in this year’s crawl — offering samples, $5 food and drink deals, and other unique offerings from establishments at Ballston Quarter and across the neighborhood.

This event could not be produced without the generous contributions of this year’s sponsoring organizations: Ballston Quarter, Mastercard and Johns Hopkins Medicine.

Address: 1701 N. Jefferson Street
Neighborhood: Tara
Type: 3 BR, 2 (+1 half) BA single-family detached — 2,500 sq. ft.
Listed: $1,495,000

Noteworthy: Walk to parks, bikepath, Westover library, restaurants, farmer’s market

With design by Moser Architects and construction by Sagatov Associates, this classic home was reconfigured into a bright airy home, well sited on an 11,000 square foot lot.

The expansive kitchen features a center island and breakfast bar, custom Adelphi cabinets, SubZero fridge, Miele dishwasher, and Wolf professional gas range and hood. French doors open to the large deck, anchored by a stone fireplace and surrounded by mature shrubbery, perennials, and garden beds. The detached two car garage has additional storage for bikes, sports, and gardening gear.

Upstairs, the primary bedroom provides three closets and a private bathroom with large steam shower, double sinks, and double linen closets. Two more large bedrooms are served by a renovated hall bathroom. Desirable details include wood floors on two levels, gas fireplaces in the living room and recently remodeled rec room, double pane windows, two zone heating and air, fresh paint, and located on a tree-lined street in the appealing Tara neighborhood. Cardinal, Swanson, Yorktown school pyramid.

Listed by:
Betsy Twigg — McEnearney Associates
[email protected]
(703) 967-4391

This sponsored column is by Law Office of James Montana PLLC. All questions about it should be directed to James Montana, Esq., Janice Chen, Esq., and Austen Soare, Esq., practicing attorneys at The Law Office of James Montana PLLC, an immigration-focused law firm located in Falls Church, Virginia. The legal information given here is general in nature. If you want legal advice, contact us for an appointment.

Politico and Axios report that the Biden administration is planning to announce changes to its border policy today. Do we know what those changes are yet? No, we don’t — but we have some very good guesses.

Arguments to get off electronics, isolating and not engaging with the rest of the family, and emotional outbursts directed at parents are probably a sign your child is struggling and the family system needs help.

“Deep down the child wants to share their pain, but reaching for parental comfort and facing rejection hurts too much. It’s safer to keep the pain inside and cope alone,” said Matt Levine, certified emotionally focused therapist (EFT) at Arlington-based Summit Counseling.

When children stop going to parents for comfort, the family typically has entered a negative cycle. Children typically hear parents’ good intentions as criticisms and feel like disappointments.

“EFT is trying to access how each family member views themself in which there is no safety to talk about in the negative cycle. The therapist helps people talk about parts that are unknown to them,” said Levine.

In family therapy, parents learn about blocks in the relationship with their child they are not aware of. “Mom does not realize how deep her feedback digs and dad does not get that when he insists on doing a math equation his way while doing homework the child starts pushing away, “ said Levine. “When good intentions don’t lead to good results, there is a problem.”

“Family therapy helps parents become the irreplaceable attachment figure their child needs as they confront a difficult world,” said Levine.

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